It is with great respect that I must 100 percent disagree with our
chief executive of the UNITED STATES OF AMERICA! It is possible for
this writer to speak directly about small business because he has
spent his adult life in this field.
Building business a begins with a vision, a dream, a burning desire for what could be achieved. I can tell anyone
who is interested with 100 percent accuracy that we built ourselves.
When we came to our current community 44 years ago, no one, not one
person knew us. We started a scratch insurance agency. We got up at 5
every morning ,got to work at 8 o'clock and usually did not quit until
9 or 10 at night. I knocked on doors, called strangers on the phone, handed out cheap cards to people whenever and
wherever I had the
chance in a desperate effort to get business. Many times I have
knocked on doors as late as 8 o'clock to try to get a new customer.
first I ran the business out of my home, a $21,000 dollar deal or mansion, which probably was not zoned for this but who knew? After a
couple of years an agent about my age, who had received a lot of
customers some years before when another agent had retired invited me
to help him share the rent. We jumped at the chance. The other guy had
a huge nice office mine was extremely small. After two years in this
position a big building called the do drop inn, next
door, came up
for sale for $74,000 thousand, it was a former grocery store and coffee
Everyone said buying was risky,
dangerous and we would regret it, but after a week I went ahead and bought
it. We had to remodel this whole
place and our 3 young boys helped enormously. I was inexperienced and had a
lot to learn, to say the least!
After a few months we completed the
task. The second story had all kinds of space and we decided to try to get
more income, so we converted the upstairs into 2 large apartments. The
place also came with a junk house behind it. We said why not remodel
it into a nice little 2 bedroom home, which we did and then rented it.
I continued to call people and knock on doors in a foreign city
where very few knew me, asking for the opportunity to serve them. My
devotion was intense, it had to be, and I was attacked by competitors and
real enemies from all sides and all angles.
When my little sister who I
loved dearly died, I told Barb to watch and protect the business and I
would return in 2 days, which I did.
My income was barely at the
survival level for the first 4 years. My first month in the business I
made $800 bucks! As we made more money we realized you needed tax
breaks if we were to have a chance to get ahead. As I TOLD YOU OUR
FIRST HOME WAS $21,000 and not exactly upscale . Soon we started to buy
homes to shelter our growing income plus give us streams of income. We
continued to fight true enemies who wanted me out of the business
, but during the early years we battled to survive and win. We struggled
valiantly to win these economic wars for a long long time.
Also, I found
most of the advise you get on hiring people is bunk. I hired a lot of
people as we grew and many times had to fire people because they
wanted the paycheck without the effort. Want an idea on how to
succeed? Out work your enemies. That is what we did and our business grew
and grew and grew. Day after day, year after year I worked like a Trojan.
After about 20 years in the business, the company we sold for decided
to restrict new business because they were suffering heavy losses. Here
is a little clue, when you are in your own business where no
government bailouts will be coming, you better learn to think on your
feet and implement winning strategies.
I brought in my son Greg who
has a great personality and plenty of spine to do what we thought
would help all of us. We made a separate office for him where he began
selling for another company. Just as I had visualized he was excellent and
the business zoomed and our customer base exploded. My business and
his business were both huge. One day in the late 1990s 179 people
walked into our office and paid us. That is huge and we thanked God for
blessing us !
The year was 1996 my wife came up with the idea of
loaning people money. We set up another office and started to do
it and that business grew so fast it was hard to keep up with it. One day
there was an unknown voice on the phone. Later I found out who it
was, anyway he lacked the guts to say who he was at the time, he was
local. He told my wife that the state would declare our loan business
illegal because she would have to have $100,000 alone in her name to be legal.
We had always lived way below our income and this reprobate
thought he had a hold on us where all he had to do was squeeze and we
would collapse. We got our license within 2 weeks, and another enemy had
Soon we expanded, and in surrounding communities we had16
stores in all with 65 people working in that business. Each store paid the
state of Ohio $2,150 as an operating fee. We were robbed 11 times and we
finally put in protective glass except back where we ran the insurance office.
In 2000 we went to Vegas for7 days.
When we got back Greg said
3 guys from my company had come to the office and they were not joyful. That
Tuesday they called my office and my wife just happened to
answer the phone. God bless her she hit them between the eyes and
told them I was retiring from insurance so they did not need to waste
their time. See why I love her. Anyway my son Doctor David Michael
Hughes retired from medicine and joined us in our marathon. The loan
business was huge, however due to people who don't believe adults should
make their own decisions, the state of Ohio shut down 3000 stores
around the state on may16 , 2008. 5000 people converged on Columbus Ohio to see
economic dictatorship in action and I ALMOST GOT ARRESTED
because I believe in economic freedom.
The only group which should
close a business is the customer, a Politician should never have that
privilege. Anyway the next week I paid off one and one half million
dollar line of credit. We transformed ourselves into a small loan
company. Greg ran the insurance and developed a very profitable tax
business. Being a full time landlord is okay.,.but one thing I want
you to know, no Politician, or anyone else built those enterprises, and the
people around me are much better off than if I had, so to speak
THANKS FOR READING THIS AND THANK GOD THAT WE LIVE IN
THIS AT LEAST IN THE PAST, THIS JEWELL OF FREEDOM AND PARADISE.